Aims to provide investors with a moderate income and capital growth over periods of 5 years or more by investing in a diversified portfolio split equally between growth assets and defensive assets.

Investors seeking a careful balance between risk and reward.

This is suitable for investors looking for capital growth with some priority for income over the longer term. It suits investors that have a moderately high tolerance for volatility in returns, and variations in returns from year to year.

5 plus years

0.75%

Aims to maximise total returns over a period of 8 years or more by investing in a diversified portfolio of majority growth assets.

Investors seeking to maximise their total returns over the longer term and are prepared to tolerate a high degree of market volatility along the way.

This is suitable for investors looking for high levels of capital growth with a lower priority for income over the longer term. It suits investors that have a high tolerance for volatility in returns, and variations in returns from year to year.

8 plus years

0.75%

A cost-effective, ‘true to label’ ethical portfolio that seeks to provide an investment return over the long term consistent with a high growth risk profile through a selective blending of asset classes including Australian and international equities, and Australian and international bonds, according to the strategic asset allocation.

This suits investors who want to prioritise companies that have high ESG ratings relative to their sector peers, to ensure the inclusion of the best-in-class companies.

This is suitable for investors looking for capital growth with some priority for income over the longer term. It suits investors that have a moderately high tolerance for volatility in returns, and variations in returns from year to year.

3 to 8 years

0.75%

Aims to provide investors with a diversified portfolio of fixed interest securities of short duration to provide a better than bank interest return over 12-36 months.

Suited to investors who want a secure income stream or an accumulator who wants to build a cash fund for travel, home deposit or school fees.

This is suitable for investors looking for the generation of income with a lower priority capital growth over the longer term. It suits investors that have a low tolerance for volatility in returns, and variations in returns from year to year.

3 plus years

0.75%